Loss of Income or Job?
Coronavirus Assistance is Available in Goodyear!
I’m hearing from more and more people whose income has been reduced or eliminated due to the COVID-19 virus. I thought I would share some of the resources available to those of you that need it. Don’t be afraid to reach out for help during this difficult time. And remember it’s only temporary! Pass this along to anyone you know in the area that might need assistance.
⭐️Mortgage relief programs are being created to help homeowners avoid foreclosure so check with your mortgage company.
⭐️Fannie Mae and Freddie Mac are offering homeowners impacted by this national emergency a forbearance plan to reduce or suspend their mortgage payments for up to 12 months. All foreclosures will be halted for 60 days. https://www.knowyouroptions.com/covid19assistance.
Fannie Mae and Freddie Mac have suspended foreclosure sales and evictions for 60 days. http://myhome.freddiemac.com/mortgage-help/contact.html
⭐️The USDA will also halt foreclosures for 60 days.
⭐️VA has encouraged the holders of the VA guaranteed loans to extend forbearance to those in distress. https://www.benefits.va.gov/HOMELOANS/documents/circulars/26_20_7.pdf
⭐️Utility companies have issued halts on all shutoffs (but I'm sure you have to pay your balance eventually). Some companies are waiving late fees.
⭐️If you are out of work, check out the Arizona Department of Economic Security website to apply for unemployment: https://des.az.gov/services/coronavirus.
⭐️The IRS has created a new Coronavirus Tax Relief section on their website: https://www.irs.gov/coronavirus
⭐️The Small Business Administration (SBA) has put together some resources. https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
⭐️The SBA Economic Injury Disaster Loans (EIDL) helps small businesses facing the temporary loss of revenue as well as working capital. Not sure if Arizona is included.
⭐️You may be able to stop paying your student loan payments. The Department of Education is allowing forbearance on federally-backed student loans for 60 days beginning March 13, 2020. Interest has also been waived on student loans for this period. https://studentaid.gov/announcements-events/coronavirus
⭐️The Litchfield Park Elementary School is offering Grab ’N Go Breakfast Lunch Program for Kids. Here’s a list of pick up locations: https://www.lesd.k12.az.us/userfiles/10/my%20files/grab%20&%20go%20flyer%203-24-2020%20english.png?id=10408
⭐️The Avondale Elementary School District Meal “Grab and Go” program brings food to the kids at various bus stops. Here’s a map of the bus stops and times: http://www.avondale.k12.az.us/UserFiles/Servers/Server_147497/File/Community%20relations/MapGrabAndGo.pdf
Avondale Elementary School District website: http://www.avondale.k12.az.us/updates
⭐️The City of Phoenix is keeping everyone updated on their “PHX Newsroom” page: https://www.phoenix.gov/newsroom. Phoenix also has a Coronovirus Business and Resident Resources page: https://www.phoenix.gov/Resources
⭐️The City of Goodyear has created a resource page called “Coronavirus News” to help keep its residents informed and to share local community resources: https://www.goodyearaz.gov/residents/coronavirus-info/coronavirus-news
⭐️Food banks are still open, like the All Faith Community Services Food Bank and the Agua Fria Food and Clothing Bank. Here's a link to the Avondale/Goodyear Local Food Resources Calendar: https://www.goodyearaz.gov/home/showdocument?id=24960.
The calendar was created by Find Help Phoenix which also has great resources: https://findhelpphx.org/en
⭐️You may be eligible for the Stimulus Payment: https://www.bloomberg.com/news/articles/2020-03-26/when-and-how-will-i-get-that-1-200-stimulus-payment-quicktake
Of course all of this information is subject to change so please research something further and verify it if you are interested.
If you know of any other resources please post it in the comments.
Stay safe everyone! If I can be of help please let me know.