June 11, 2014

Goodyear Neighborhoods: PebbleCreek Active Adult Community

PebbleCreek:  Beautiful Homes in A Gorgeous Active Adult Community in Goodyear AZ

Courtesy of PebbleCreek WebsiteLooking for an Active Adult Resort Community that will meet all of your expectations for your retirement?  Then look no further than PebbleCreek Active Adult Resort Community in Goodyear.  PebbleCreek is a premier planned Active Adult resort community that offers so many amenities along with amazing landscaping, including water features and two well cared for golf courses.  In fact, PebbleCreek was voted one of the top 100 master-planned communities in the United States by Where to Retire magazine and listed as a Top Pick.  PebbleCreek made Forbes Magazine's top ten list of Ritzy Retirement Communities in the country.

PebbleCreek Community

Great location

PebbleCreek is close to the I-10 Freeway for easy access to downtown Phoenix.  The Loop 101 and the Loop 303 also provide easy access to the entire valley.  Several Spring Training Facilities are only minutes away.   This 2,300-acre gated adult community is nestled between the White Tank Mountains and the Estrella Mountain Park in Phoenix's west valley providing beautiful views of the mountains.  PebbleCreek is well known for its lots with breathtaking views of the sunsets over the White Tank Mountains.  In addition, PebbleCreek is close to the Cardinal's Stadium, the Goodyear Ballpark, the Camelback Ranch Ballpark, Phoenix International Raceway, shopping, entertainment, restaurants, hiking, and more.  

PebbleCreek's Outstanding Amenities and Activities

Residents have a multitude of activities and events to choose from.  PebbleCreek features two championship golf courses, the Eagle's Nest and Tuscany Falls.  Eagle's Nest has 18 holes while Tuscany has 27, providing the residents with 45 holes of golf in their community.  The golf courses are well maintained providing a great golfing experience for the golfers and great views for those homes on the golf course.

In addition to golf, PebbleCreek also has lit tennis courts, pickle ball courts, indoor and outdoor swimming pools, a performing arts center, a stadium-seating theater, 2 fitness centers, community-run clubs and organizations, classes, social activities, and more.  PebbleCreek has more than 100 miles of bike paths and 40 miles of hiking trails.

The 40,000 square-foot Eagle's Nest amenity complex offers a grand ballroom, library, fitness center, pool, and restaurant.  The Tuscany Country Club features a resort-style outdoor pool and spa, indoor lap pool, grandchildren's pool, aerobics and dance studio, and fitness center.  In addition, the Tuscany clubhouse has billiards, activity rooms, a library, and the Renaissance Theater, a stadium-seating theater.

PebbleCreek Restaurants

Both Club houses over a variety of dining options, from snacks by the pool to upscale dining:

  • Toscana's Restaurant at Tuscany Falls is a beautiful restaurant known for its fine dining.  There is also the Toscana's Lounge featuring a fireplace and flat-screen televisions.  Both the restaurant and the lounge over patio seating overlooking the golf course and the White Tank Mountains.  
  • Eagle's Nest Restaurant and Lounge has a more casual country club atmosphere and offers classic comfort food such as burgers, pizza, fish fry, and lasagna.  Patio seating is available overlooking the fountains and a pond on the golf course.  Eagle's Nest Restaurant offers breakfast, lunch, and dinner.  They also have a Sunday breakfast buffet.  
  • Cool Down Cafe is located in the fitness center and offers energy drinks, smoothies, fresh fruit, and more.
  • Ed's Dogs has hot dogs, brats, burgers, ice cream, drinks, and more and is convenient for golfers or those relaxing poolside.  
  • Portofino Coffee Bar is located at the Tuscany Falls Clubhouse and offers numerous coffee drinks and pastries. 

PebbleCreek Homes

PebbleCreek is a community in progress with construction beginning by Robson Builders, one of the Top 100 Builders in the US, in 1994.  Robson uses block and stucco construction instead of wood frame which helps keep the homes cooler during the hot AZ summer.  PebbleCreek will have around 6,200 homes when complete.    PebbleCreek homes for sale come in a number of different styles and floor plans and range in price from the high $200,000's to over a million dollars.  

Currently, there is a variety of attractive resale and new construction homes available.

Whether you are looking for a dream vacation home or a dream retirement home, you can choose a wide variety of homes in PebbleCreek:

PebbleCreek golf course homes
PebbleCreek homes with pools
PebbleCreek homes with mountain views
PebbleCreek homes with 3 bedrooms
All PebbleCreek homes for sale

June 11, 2014

Is It a Good Time to Sell Your Goodyear AZ Home?

Goodyear Housing Market Rebound

Why there's never been a better time to sell your Goodyear AZ home!

In 2013, the housing market rebounded much faster than anyone predicted.  In Goodyear's 85395 zip code, the average sold price increased 16.9% last year.  In 85338 the average sold price increased 20%!  What caused this increase in home prices in Goodyear, Arizona?  Several factors combined to shift the market to favor sellers and drive up home sales prices.    

If you have considered selling your Goodyear home but were unable due to low prices, now is the time to reevaluate.  Or if you or someone you know has been "underwater" on your home, you may have gained back equity. Last month alone in the 85395 zip code the median sold price for May increased 6.7% from April.  In 85338 the median sold price for May increased 5.9% from April.

I have a report that explains why the market rebounded so dramatically in 2013.  It also discusses how the market improvements are affecting homeowners.  You can download the report from my website:  Housing Market Rebound FREE Report.

After reading the report contact me for a free market analysis.  Or get an instant property valuation report from our website:  FREE Instant Property Valuation Report.

 

June 10, 2014

Foreclosure and Short Sale Information

 

Looking for more information about avoiding foreclosure and short sales?  We have a website dedicated to providing information for sellers that may still be underwater.  Please visit:  www.WestValleyShortSales.com.  Make sure to check out the Resources and the FAQ tabs.

Or feel free to give us a call at 623-252-9350.  We can answer any questions you have or provide you with a home value report. Or click on the link below to receive an instant property:
June 10, 2014

Best Money-Saving DIY Projects

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Copyright 2014 NATIONAL ASSOCIATION OF REALTORS®

June 10, 2014

Do You Have the Home Buyers Want?

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Copyright 2014 NATIONAL ASSOCIATION OF REALTORS®

June 10, 2014

2014 Maricopa County Arizona FHA Max Loan Limit

2014 Maricopa County FHA Max Loan Limit

Maricopa County Arizona FHA Loan LimitsThere are many different types of loan programs available for buyers.  The Federal Housing Administration (FHA) insures loans made by private lenders (banks or mortgage companies) to eligible buyers. FHA recently reduced the maximum loan limit for Maricopa County. The new limit is $271,050, effective January 1, 2014.

FHA allows a down payment of just 3.5% and it may consist entirely from gift funds. In addition to the low down payment, FHA offers low closing costs and easy credit qualifying. FHA loans do have monthly mortgage insurance and also a 1.75% upfront Mortgage Insurance Premium.

There are several FHA programs. One FHA program helps buyers who experienced a recent short sale, foreclosure or bankruptcy through their Back to Work loan program. Another allows you to buy a home and include the costs of fixing it up into one loan. A third prgram, Home in Five, offers closing cost and down payment assistance.

If you are ready to start looking for a new home it is essential that you speak with a mortgage professional to determine which loan program best fits your needs.  If you would like the contact information for local mortgage professionals please contact us at 623-252-9350.

Posted in Mortgages
June 10, 2014

USDA Loans Offer Zero Down in Buckeye, Arizona Homes!

Please Note:  Update:  USDA loans are still available, however the area of eligibility has changed.  Most of Buckeye is no longer included in the eligible area.  Visit the USDA site to see the eligibility map for Arizona.  You can also type in an address to see if the property is in an eligible area:  USDA Website

There are other low down loan programs available that you may qualify for.  Contact cinda@wvhometeam.com to learn more.
 

USDA Loans Offer Zero Down on Buckeye, Arizona Homes!

USDA Loans Buckeye AZ

 

USDA loans are available for eligible properties in certain rural areas such as Buckeye. The USDA Rural Development Department offers a direct mortgage as well as a government guaranteed loan. USDA loans offer zero money down.

There isn't a loan limit for USDA financing, however the income limit affects how much of a loan you can qualify for. In Maricopa County the maximum income is $74,750 for up to a 4 person household (some variances apply, please speak with a mortgage professional). A USDA loan is best for buyers with good to great credit scores but no money for a down payment.

If you are looking to buy a home soon your first step should be to speak to a mortgage professional about the programs you can qualify for. Your credit, savings and income greatly affect which program will work best for you. If you are interested in purchasing a home in Buckeye, make sure to ask your mortgage professional about a USDA loan.

Posted in Mortgages
June 10, 2014

Types of Loans: Conventional Financing

Purchasing a Home With Conventional Financing

Conventional FinancingA conventional loan is a loan secured by investors that it is not insured by FHA or guaranteed by VA. Conventional loans are often called a non-government sponsored entity (non GSE) loan.

In Maricopa the maximum loan limit for conventional loans is $417,000. In general a 5% down payment is required. In most cases 100% of the down payment can come from a gift.

Both fixed and adjustable rate conventional loans are available. Private mortgage insurance is required if the down payment is less than 20%. Conventional loans are best for buyers with great credit scores and money available for a down payment.

If you are looking to buy a home soon your first step should be to speak to a mortgage professional about the programs you can qualify for. Your credit, savings and income greatly affect which program will work best for you.

Please give us a call at 623-252-9350 if you would like the contact information for some local mortgage professionals that help you get pre-qualified for a home loan.  

Posted in Mortgages
June 10, 2014

Zero Down Loans for Goodyear, Litchfield Park and Avondale Homes!

VA Loans Offer Zero Down for Goodyear, Litchfield Park and Avondale Homes!

VA Loans Zero DownVA loans are a no money down program available to eligible American veterans or their surviving spouses. It is a great way for those that have served or are currently serving our country to buy a home.  VA loans are guaranteed by the US Department of Veteran Affairs (VA).  The VA does not lend the money, it backs loans made by private lenders to veterans.  

The VA loan limit in Maricopa is $417,000.  There are VA Jumbo loans available above $417,000, however there is a down payment required.  VA loans are great for buyers with limited income, no cash reserves and average to lower credit scores.  

 If you are looking to buy a home soon your first step should be to speak to a mortgage professional about the programs you can qualify for.  Your credit, savings and income greatly affect which program will work best for you.

Contact us at 623-252-9350 for the contact information for local mortgage professionals.  

Posted in Mortgages
June 10, 2014

What is Your Goodyear, Litchfield Park, Avondale or Buckeye Home Worth?

Goodyear, Litchfield Park, Avondale, Buckeye Property valuations

Wondering what your Goodyear, Litchfield Park, Avondale or Buckeye home is worth?   Receive a FREE instant property value report now:

FREE Instant Property Value Report

If you have questions about your home value report or about selling your home don't hesitate to contact us at 623-252-9350.  We are here to answer any questions.