Please Note:  Update:  USDA loans are still available, however the area of eligibility has changed.  Most of Buckeye is no longer included in the eligible area.  Visit the USDA site to see the eligibility map for Arizona.  You can also type in an address to see if the property is in an eligible area:  USDA Website

There are other low down loan programs available that you may qualify for.  Contact cinda@wvhometeam.com to learn more.
 

USDA Loans Offer Zero Down on Buckeye, Arizona Homes!

USDA Loans Buckeye AZ

 

USDA loans are available for eligible properties in certain rural areas such as Buckeye. The USDA Rural Development Department offers a direct mortgage as well as a government guaranteed loan. USDA loans offer zero money down.

There isn't a loan limit for USDA financing, however the income limit affects how much of a loan you can qualify for. In Maricopa County the maximum income is $74,750 for up to a 4 person household (some variances apply, please speak with a mortgage professional). A USDA loan is best for buyers with good to great credit scores but no money for a down payment.

If you are looking to buy a home soon your first step should be to speak to a mortgage professional about the programs you can qualify for. Your credit, savings and income greatly affect which program will work best for you. If you are interested in purchasing a home in Buckeye, make sure to ask your mortgage professional about a USDA loan.