What's Your New Year's Resolution?  A lot of us enter the New Year with excess baggage.  If yours comes in the form of a mortgage payment that you can no longer afford, learn your options that will keep you out of foreclosure and feeling lighter as you head into 2012.

If you feel that you are headed toward foreclosure, or if you are avoiding facing that fact, the sooner you reach out for help, the better your options.  As a CDPE agent I help distressed homeowners to work through every aspect of the denial and discouragement that accompanies a mortgage that is no longer manageable, and in the process, to move toward financial solvency.

If you or someone you care about is ready to tip the scales back toward financial solvency, contact me and let's get started today!  Or visit my website for a free copy of my report "Tipping the Scales Toward Foreclosure?"  Visit www.WestValleyShortSales.com and make 2012 your year for a fresh start!