Down Payment for 1st Time Home Buyers

🏡 How Much Do You Really Need for a Down Payment?

Hint: It’s probably less than you think!

Down Payment Options for Homebuyers

🔹 0% Down • VA Loans – For eligible veterans & active-duty service members • USDA Loans – For rural & qualifying suburban areas (does not include Buckeye)
🔹 3% Down • Conventional Loans – First-time buyers may qualify with good credit
🔹 3.5% Down • FHA Loans – Great for buyers with lower credit scores or limited savings
🔹 5–15% Down • Conventional Loans – Flexible options based on credit and income
🔹 20% Down • Conventional Loan (No PMI) – Avoids private mortgage insurance, but not required!

PLUS: You May Qualify for Help!

✨ Down payment assistance
✨ First-time buyer grants
✨ State & local programs

🤔 Not sure where you fit in?

Let’s chat about your options!
📝 Fill out the form below.
📞 Call/Text: 623-252-9350
📧 Email: cinda@cindarose.com
📲 DM me on Instagram @cindarose_goodyearazrealtor
🌐 www.cindarose.com