Looking to purchase a home?
Let me help you experience success!
Inventory is low and you will most likely run into competition. My goal is to help you learn how to buy a home and beat out the other buyers. Through the years I have helped numerous people like you buy a new home in the West Valley, from first time home buyers to people looking for a retirement home. I can help you get ready to buy, avoid problems along the way, and enjoy the process from start to finish as I keep you informed every step of the way. My timely updates will let you know where we stand in the process and what comes next.
Important Things To Know About Buying a Home:
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Consult professionals to assist you--utilize their knowledge and experience to make the process easier for you. Find an experienced Realtor that has extra training and education as well as systems and process in place to help make home buying experience easier. This should be step 1, even if you are months out from buying a home.
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Ask your Realtor for a recommendation for a mortgage professional. Realtors see the good, the bad, and the (super) ugly when it comes to financing and completing the loan process. They can recommend mortgage professionals that they have worked with in the past that have done an outstanding job.
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This mortgage professional can help you understand how much you can spend and what type of home that will get you.
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Decide on a monthly mortgage payment that fits your lifestyle and budget.
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Determine how much money you will need for a down payment and closing costs.
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Did you know that you don't need 20% for a down payment if you plan on living in the house?
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Down payment assistant programs still exist!
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Start saving money! In addition to your down payment, and closing costs you will also have other costs such as cleaning and moving costs.
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Find the right home for you. It's time to work with your Realtor and do some research into what is the right property for you.
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Consider a new construction home, but take along representation, the sales agent represents the builder, not the buyer. Even if you are just checking out model homes, once you go in without representation the builder will not let you use a Realtor.
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Start viewing homes. With a handful of your Realtor's business cards in your hand, head out to open houses to get a feel for what is on the market. Your Realtor can help you get a list of open houses together.
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Agents that work open houses work for the seller, not the buyer, so be careful what you say!
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When you are ready, it's time to start your home tours with your Realtor!
Check out my proven home buying process:
