Oct. 18, 2017

The Process of Selling Your Home

Home Selling Process

How I help you set yourself up for a successful sale of your home.

Home Selling Process 

 

Oct. 11, 2017

Custom Home on 1 Acre Lot for Sale In Litchfield Park

Wow!! What a great find!!  This custom home has southwest charm and a beautiful mountain view to enjoy Arizona's breathtaking sunsets!!  It has a 3 car garage plus a RV gate with RV parking.  There is not an HOA!!  Plenty of room in the back to add a garage, shop or horse facilities.  Versatile split floor plan with 3 bedrooms and an office.  It has tons of custom touches that make this property unique.  Custom wood cabinets, doors and beams add to the character of this home.  It has three patios, three fireplaces and a large fenced pool overlooking the mountains.  The original owner has kept it well maintained, has had the property pre-inspected and it is ready for move in!  Click below to see photos and more information.

 

Custom Home on 1 Acre Lot with Pool!! Amazing Mountain Views!!

Overview
Maps
Photos
Features
Description
Neighborhood
Market Stats

















$410,000
Single Family Home
Main Features
3 Bedrooms
2 Full Bathrooms
1 Half Bathroom
Interior: 2,545 sqft
Lot: 40,500 sqft
Year Built: 2001
MLS #: 5672428
Location
5034 N Tuthill Road
Litchfield Park, AZ 85340
USA

Cinda Rose

Cinda Rose

The West Valley Home Team at Realty ONE Group
(623) 252-9350
[email protected]
http://thewestvalleyhometeam.com

        


Listed by: Realty ONE Group

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Posted in Featured Lisitngs
Oct. 2, 2017

Pre-approval for a Mortgage is Essential

Pre-approval is Good for Everyone

Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be qualified after negotiating a contract. The direct benefits include:

  • Looking at “Right” homes - price, size, amenities, location
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  • Find the best loan - rate, term, type
  • Uncover credit issues early - time to cure possible problems
  • Negotiating power - price, terms, & timing
  • Close quicker - verifications have been made

There is a significant difference in having a trusted mortgage professional take a loan application and run all the necessary verifications compared to going through calculators on a lender’s website. Besides the peace of mind, the cost of being pre-approved is a bargain and generally, limited to the cost of the credit report.

Even if a person has been pre-approved, a second opinion from a different lender may be a good option. It can verify there is a good deal or you’ll discover that you can improve it. Either way, it works to your advantage. Contact me if you’d like a recommendation of a trusted mortgage officer.

Sept. 29, 2017

Homeownership: Easier to Play the Game

Easier to Play the Game

It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep you from winning. Homeownership isn’t a game but there are some rules that will protect your investment and increase your enjoyment.

Most people want a home of their own to raise their family, share with their friends and to feel safe and secure. In most cases, it is also their largest asset. These suggestions can help protect your investment and make homeownership more enjoyable.

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  • Don’t overpay for your home
  • Maintain your home to protect its value
  • Minimize your assessed value to lower property taxes
  • Make extra contributions to save interest and build equity
  • Validate the insured value of improvements and contents
  • Be aware of current surrounding property values
  • Make mortgage interest payments deductible
  • Invest in capital improvements that increase market value
  • Don’t over-improve the neighborhood comparables
  • Keep records of capital improvement & other maintenance

We’d like to be your personal source of real estate information and we’re committed to helping from purchase to sale and all the years in between. If you need assistance with any of the items mentioned in this article or need a recommendation for a service provider, it would be our pleasure to help.

Sept. 28, 2017

Protecting Your Credit

Protecting Your Credit

One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States.  Part of protecting your credit is being vigilant and making it difficult for thieves to steal your identity. 

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If you suspect you are a victim of identity theft, an initial step is to place a fraud alert on your account. Contact one credit reporting company (Equifax, Experian or TransUnion), tell them you are an identity theft victim and ask the company to put a fraud alert on your credit file. Confirm that the company will contact the other two companies.

The initial fraud alert will make it harder for an identity thief to open accounts in your name. The alert lasts for 90-days and it can be renewed.

A more severe precaution called a credit freeze restricts access to your credit report. A credit freeze makes it more difficult for thieves to use your identity to apply for loans or credit cards in your name.

By contacting each of the three credit reporting agencies separately, you can request a temporary freeze. This would prevent them from providing credit information without both your explicit permission and a PIN that temporarily lifts the freeze.

Unlike the fraud alerts, the agencies may charge you a fee for instituting the freeze in addition to another fee to lift the freeze each time.

A credit freeze will not affect your credit score. If you are in the process of buying a home, contact your loan officer and discuss the decision you are considering. If you will be making a mortgage application in the near future, you can temporarily lift the freeze for the lender you are using.

A trusted mortgage professional is a key team member in purchasing a home. Making an appointment with them is one of the first steps along with determining your real estate professional. Contact us to get a recommendation of a trusted mortgage professional.

To request a credit freeze, you can do it online or by phone:

Equifax – 800-349-9960 | Experian – 888-397-3742 | Trans Union – 888-909-8872

For more information, see Credit Freeze FAQs at the Federal Trade Commission.

It is important to personally monitor your credit reports through annual credit report.com to discover any unusual activity.

Aug. 7, 2017

Buckeye, AZ Monthly Market Report Video

What's happening in the Goodyear real estate market?

Watch the video below for a quick Market Update.

View Cinda Rose's Market Videos 

Contact Cinda Rose at cinda@wvhometeam.com or 623-252-9350 for additional market statistics.

Posted in Market Statistics
Aug. 7, 2017

Avondale, AZ Monthly Market Report Video

What's happening in the Avondale real estate market?

Watch the video below for a quick Market Update.

 

View Cinda Rose's Market Videos

 

Contact Cinda Rose at cinda@wvhometeam.com or 623-252-9350 for additional market statistics.  

Posted in Market Statistics
Aug. 7, 2017

Litchfield Park Monthly Market Report Video

What's happening in the Litchfield Park real estate market?

Watch the video below for a quick Market Update.

 

View Cinda Rose's Market Videos

Contact Cinda Rose at cinda@wvhometeam.com or 623-252-9350 for additional market statistics.  

Posted in Market Statistics
Aug. 7, 2017

Goodyear, AZ Monthly Market Report

What's happening in the Goodyear real estate market?  

Watch the video below for a quick Market Update.

 

View Cinda Rose's Market Videos

Contact Cinda Rose at cinda@wvhometeam.com or 623-252-9350 for additional market statistics.  

Posted in Market Statistics
July 18, 2017

Adjustable Rate Mortgage Comparison Calculator